Virtual CFO


The 3S CFO Group was established in early 2013 with a team of consulting CFOs with many years of experience working as CFOs with small and medium sized businesses from $0.5m to more than $150m turnover. Founder, Colin Wright, saw the emerging Virtual CFO industry as a huge opportunity to deliver significant value to a range of small and medium-sized businesses. Technological  advances in cloud based management systems and a move away from trying to fill “lumpy” jobs with direct employees is driving this new industry. In 2019, the 3S CFO Group became The Virtual CFO Group Australia, serving businesses with virtual CFO services, CFO consulting, and related services.


Our mission is to assist small and medium sized businesses to achieve improved financial performance. We will deliver this by enabling them to have critical reporting and analysis to support improved decision making and drive accountability at every level of the organisation.


Our values are important to ensure our clients can be confident that we can deliver positive outcomes and that they can trust in our services. Our values include:

  • Honesty and integrity
  • Empathy for clients and their stakeholders
  • Passion for delivering high value outcomes
  • A focus on continuous improvement
  • Supporting our people to develop their capabilities


Colin Wright CPA CFO

Colin Wright CPA

Virtual CFO

Colin is an experienced accountant with 25 years’ experience in financial management of SME businesses. He has held shareholdings and Directorships in a number of these businesses.

Colin established the 3S CFO Group, and later The Virtual CFO Group Australia, to assist SME business owners to better manage their performance and achieve their financial goals. After many years working closely with banking partners and investors, he has a clear understanding of the financial needs of businesses and investors.

Matthew Thompson - Virtual CFO Group

Matthew Thompson CPA

Virtual CFO 

Matthew joined Colin as a leader within the Virtual CFO Group, the growing team of stellar CFOs available to help Australian clients remotely.

Originally from South Africa, Matthew has lived and worked in Australia since 2019. He is a CIMA, CGMA, and CPA with 14 years of experience in business partnering and other senior finance and management roles.

​Before heeding the call to serve SMEs and NFPs as a virtual CFO, Matthew honed his skills in manufacturing, distribution, logistics, and other industries.

Matthew is passionate about delivering the full range of virtual CFO-related services and solutions to clients as a key member of Australia’s most successful and in-demand virtual CFO group.

Graeme Wright

Graeme Wright

Systems Developer

Graeme has over 25 years’ experience in the IT industry, 18 of which were with IBM where he was the development lead for numerous collaboration and workflow applications. He holds several Lotus Notes development accreditations.

For more than two years, Graeme has taken on the challenge of data mining, analysis and reporting for the SME sector.

Virtual Bookkeeping Services

Karen Rafferty

Senior Bookkeeper

Karen commenced her career as an industrial engineer with Australia Post. She then successfully built a business with her husband taking the business from start up to around 50 employees over an 8 year period. Karen managed the financial affairs of the business while her husband was responsible for the operational side of the business.

​Karen is a key member of the Virtual CFO team and her experience and knowledge adds significant strength to the service levels offered by the group.

Erika Galang - Virtual Accounting Services

Erika Galang


…plus the virtual CFO team and industry advisory panels